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SELF CERTIFICATION

Self certification mortgages are suitable for the self employed, contractors, freelancers, company directors, commission based workers and employed people with more than one source of income.

With a "self cert mortgage" you don't have to provide payslips or accountants' statements to prove your income.

Self employed customers have traditionally found it difficult when applying for mortgages - but now there are a vast number of lenders specializing in "self certification".

Self-certification mortgages are not just for the self-employed. If you have more than one source of income, or you may wish to include state benefits, commission or bonuses or even income from a second job, then this type of mortgage may suit you.

Lenders generally require a deposit for this type of mortgage and a higher interest rate maybe charged to cover their risk because you are not required to provide evidence of your income.

Please feel free to contact us and we will endeavour to fulfil all of your requirements. We will deal with your enquiry in as flexible a way as possible, whether that is face to face, by telephone, post or email helen@equilibriummortgages.co.uk

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Your home may be repossessed if you do not keep up repayments on your mortgage or any loan secured on it.
 
Equilibrium Mortgages is an appointed representative of BDS Mortgage Group which is authorised and regulated by the Financial Services Authority. BDS Mortgage Group is entered on the FSA register under reference 301646

The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
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