SELF CERTIFICATION
Self certification mortgages are suitable for the self employed,
contractors, freelancers, company directors, commission based workers
and employed people with more than one source of income.
With a "self cert mortgage" you don't have to provide payslips or accountants' statements to prove your income.
Self employed customers have traditionally found it difficult when
applying for mortgages - but now there are a vast number of lenders
specializing in "self certification".
Self-certification mortgages are not just for the self-employed. If you
have more than one source of income, or you may wish to include state
benefits, commission or bonuses or even income from a second job, then
this type of mortgage may suit you.
Lenders generally require a deposit for this type of mortgage and a
higher interest rate maybe charged to cover their risk because you are
not required to provide evidence of your income.
Please feel free to contact us
and we will endeavour to fulfil all of your requirements. We will deal
with your enquiry in as flexible a way as possible, whether that is
face to face, by telephone, post or email helen@equilibriummortgages.co.uk |
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